Find Out How Much Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-qualification letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
âś… Complete our simple mortgage pre-qualification letter request.
âś… Receive options based on your unique criteria and scenario
âś… Compare mortgage interest rates and terms
âś… Choose the offer that best fits your needs
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
âś… Fixed-Rate Mortgage
âś… Adjustable-Rates Mortgage (ARM)
âś… Conforming Loans
âś… Jumbo & Super Jumbo Loans
âś… FHA, VA & USDA Loans
âś… Flexible Terms Available